Terms & Conditions for Clear Account Access

These Terms & Conditions form the agreement between you and us when you create, access or use an account. They explain account registration, phone verification, accurate personal details, permitted access, wallet instructions, transaction records and the steps for raising a policy question. You should read them

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   before opening an account and check the latest wording when we publish a change. Access depends on local law, and you must follow the rules that apply in your location. Payment references such as DANA, OVO, GoPay, QRIS, bank transfer and virtual account identify available record

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   types; they do not replace the account obligations in this policy. If a clause is unclear, pause the relevant account action and contact our support route before continuing.

Service availability depends on jurisdiction. Users are responsible for checking local law before access.